Plan your retirement income: step by step

Check what pensions and financial support you can get, and decide when to retire.

1. Step 1: Check when you can retire

   1. Check what age you can get your State Pension
   2. Find out about working after you reach State Pension age
   3. Find out if you can retire early with your workplace or personal pension

2. and Check how much pension you could get

   1. Find out how much State Pension you could get

   You may also be paying into a:

   • workplace pension
   • personal pension
   1. Find out if you’ll pay tax on your pension
   2. Find contact details for a lost pension

3. Step 2: Increase your pension

   You might be able to increase the amount you get if you delay your pension.

   1. Find out about delaying your pension

   For advice about increasing your workplace or private pension, speak to a financial adviser.

   1. Speak to a financial adviser

4. Step 3: Check what other financial support you could get

   Check what financial help you could get if you:

   • are on low income
   • need help paying your rent
   • need help paying your heating bill
   • are claiming benefits and the weather is cold
   • are disabled

   You can also get free bus travel if you:

   • apply for a bus pass

5. Step 4: Decide when to retire

   1. Get advice on planning your pension and deciding when to retire