Terms and conditions of student loans

If you have a student loan, the guide to terms and conditions tells you what you need to do and what to expect when you repay your loan.

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These guides explain your loan contract, your repayment plan type and how and when you’ll repay.

Choose the guide based on the country that funded your course.

England

Download ‘Terms and conditions – 2021 to 2022 guide’, (PDF 432KB)

Wales

Download ‘Terms and conditions – 2020 to 2021 guide’, (PDF 661KB)

Terms and conditions 2021 to 2022 guide – coming soon!

Northern Ireland

Download ‘Terms and conditions – 2021 to 2022 guide’, (PDF 147KB)

Scotland

Download ‘Terms and conditions – 2021 to 2022 guide’, (PDF 155KB)

Published 15 May 2019
Last updated 8 April 2021 + show all updates

1. 8 April 2021

   Added SAAS terms and conditions guide for 2021/22

2. 7 April 2021

   Added 2021/22 terms and conditions guides for SFE and SFni. Added lines to confirm that SFW and SAAS guides are coming soon.

3. 6 April 2020

   Updated guides for 2020-21

4. 15 May 2019

   First published.

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